Young and overpaying at work?Why a healthy 25-year-old pays the same as a 55-year-old coworker, and when a private plan costs less.
Self-employed in your 20s or 30sYour three options, the tax deduction, and what to watch for when income moves around.
Turning 26When a parent's plan really ends, your 60-day window, and how to avoid a gap.
Adding a spouse at workWhat spouse coverage really costs you, and the cheaper options to compare.
Open Enrollment 2027November 1 to January 15, and why December 15 is the deadline to watch.
Private plan vs MarketplaceWho gets in, what's covered, and which one wins for your age, health and income.
Premium vs deductibleWhat each number means, and the quiet-year vs worst-year math.
COBRA vs your own planLeft a job? Where the COBRA price comes from, and your 60-day deadlines.
HMO vs PPO vs EPOWho you can see, referrals, and which network fits a life on the move.
Gig and delivery driversNo employer plan, swinging income, and the after-expenses number that sets your subsidy.
What if my income goes up?How the 400% subsidy cliff works for 2027, and four moves before tax time.
Want me to run the numbers for you? It's free, and I'll tell you if your current plan is the better deal.